Want to buy, refi or build a residential rental property with a loan based on rental income history or potential?

Specialists In Rental Property Loans

Close In 2 Weeks | 620 Min. FICO | Residential Rentals Only | Commercial or Retail NOT Available

Answer The Questions Below To Begin A Quote

Communication Consent: By providing your contact information and clicking the "Submit" button, You agree to our Terms of Use and Privacy Policy. You also expressly consent by electronic signature to receive telephonic sales, promotional, marketing and other calls and text messages, including any calls and messages sent by any automated system or other means for the selection or dialing of telephone numbers, or using an artificial or prerecorded voice message when a connection is completed, from West Capital Lending and our marketing partners at the telephone number You have provided, even if that telephone number is on a corporate, state, or national do-not-call list or registry. Your consent and agreement to receive such calls or text messages is not a condition of purchasing any property, goods or services from us, our Family of Companies or any of our partners. Data rates may apply and message frequency varies. Reply STOP to unsubscribe.

Please Note Differences Between 30-Year & Short-Term Loans

30-Year DSCR Loans

No income/no employement verification investor mortgages
First Time Investors Allowed
620 minimum FICO
Cash-out can be used as reserves
40 year interest only available
No Initial CD Needed - CLOSE FAST
Airbnb/VRBO/short-term rentals ok
up to 80% LTV
$99,000 minimum loan amount
Loans up to $3,000,000

Short-Term Fix & Flip Loans

Experienced and new investors
620 Min Credit Score
Proof of Business Req'd
Up to 100% Coverage On Purchase
Closing As Quick As 48 Hours
Loan Amounts Of $10K to $5M
12-18 Month Loans

24 Executive Park Suite 250 Irvine CA 92614

Chad Gandenberger - Branch Manager - NMLS# 958930

NMLS Consumer Access

State Requirements

COMPANY INFO

Privacy

This offer is not guaranteed if you do not meet our criteria, including credit worthiness, insurability or ability to providing acceptable property as collateral. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.

Communication Consent: By providing your contact information and clicking the "Submit" button, You agree to our Terms of Use and Privacy Policy. You also expressly consent by electronic signature to receive telephonic sales, promotional, marketing and other calls and text messages, including any calls and messages sent by any automated system or other means for the selection or dialing of telephone numbers, or using an artificial or prerecorded voice message when a connection is completed, from West Capital Lending and our marketing partners at the telephone number You have provided, even if that telephone number is on a corporate, state, or national do-not-call list or registry. Your consent and agreement to receive such calls or text messages is not a condition of purchasing any property, goods or services from us, our Family of Companies or any of our partners. Data rates may apply and message frequency varies. Reply STOP to unsubscribe.

License Information - For complete license information, click link here https://westcapitallending.com/licensing

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT www.sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT www.sml.texas.gov.